According to the AARP, California drivers, fifty-five or older (55+) save an average of $90 a year by simply taking a Mature Driver Improvement Course.
The amount of your discount will depend upon your driving record, your insurance company, and other factors. Insurance companies can refuse to give you a discount if you have a poor driving record.You should contact your auto insurance agent and find out how much you will save prior to taking the course.
YOU'RE OWED AN INSURANCE DISCOUNT BY LAW
California State Insurance Law (Insurance Code Section 11628.3) mandates that all insurance companies doing business in California must give drivers 55 and older a discount on their auto insurance after they successfully complete a licensed Mature Driver Improvement Course.
WHAT'S A MATURE DRIVER IMPROVEMENT COURSE?
A Mature Driver Improvement Course helps improve your confidence behind the wheel by bringing you up to date on the latest traffic laws and defensive driving techniques through videos, images, and easy to read and listen to content.
ARE MATURE DRIVER AND SAFE DRIVER COURSES THE SAME?
Mature Driver Improvement Program is the official name for California DMV's Senior (55+) Auto Insurance Safety and Insurance Discount Program. The Certificate you receive after completing a Mature Driver Improvement course qualifies you for your insurance company's Defensive Driver or Safe Driver Discount.
WHY HAVEN'T I HEARD OF THIS SENIOR DISCOUNT?
The answer is obvious. These discounts cut into insurers’ profits, making them reluctant to promote this well-kept secret. But you should know: you stand to save a tremendous amount of money on auto insurance if you plan to drive for the next five or more years.