Your Auto Insurance Discount

You May Be Eligible for a Senior Auto Insurance Discount by Law

• California law (Insurance Code §11628.3) requires insurers to offer a mature driver discount to eligible drivers who complete a state-approved course.

• Once you complete the California DMV Approved Mature Driver Tune-Up® Course and submit your certificate to your insurance company, they must apply the discount for three years.*

How much can you save?

• California drivers age 55+ can save up to 15% on auto insurance.

• Your exact discount depends on your driving record, insurer, and other rating factors.

• Drivers with a poor record may not qualify.

Example savings scenarios

• Example 1

  • Annual premium: $1,200

  • 10% discount: $120 saved per year

  • Three-year savings: $360

• Example 2

  • Annual premium: $1,800

  • 15% discount: $270 saved per year

  • Three-year savings: $810

• Even smaller percentage discounts can add up significantly over time.

Good to know

• For most drivers, total three-year savings can exceed the course cost.*

• For a personalized estimate, contact your insurance agent or company before enrolling.

*Savings vary. Check with your insurer for exact discount details and eligibility.

AVERAGE DISCOUNT BY INSURANCE COMPANY