The most sure-fire way to get a senior discount on your auto insurance is to tune-up your defensive driving with an affordable, Online Mature Driver Course like the one from www.maturedrivertuneup.com.
According to the AARP, people save an average of $90 per year for a total of $270 over three years. You should check with your insurance company to see how much you can save.
California State insurance law (Insurance Code Section 11628.3) mandates that your auto insurance company provide you with a discount on your auto insurance for a period of 3 years after you provide proof of successfully completing a Mature Driver Course.
The amount of your discount will depend upon your driving record, insurance company, and other factors. Insurance companies can refuse to give you a discount if you have a poor driving record.